Whether you have just recently moved to Greenwood Lake, New York or are considering the move or plan on moving elsewhere, you probably have your head full of tasks needed to ready yourself. The last thing in your mind is probably insurance, but you need to add it at least to your to-do list. Why is that? Because when you move, beyond just changing the billing address, it is important to update your insurance policy. At Winderemer Insurance, we understand the importance of having the right policy for the home you are in, and as that home changes, so to does the kind of insurance you need.
Value of Your Home and Location
Your home owner’s insurance can vary, depending on several key factors. If the property is substantially lower or higher in value, you need to alter your insurance to cover it. Additionally, the home location plays a big role on what your insurance costs. This alone is a reason to contact us about the new location.
Different Policies
There are different requirements for where you live. Maybe you lived at the base of a hill and opted for flood insurance, but now you live on the 30th floor of a condo. Well, you’ll need different kinds of policy add-ons. Maybe you had a garage, but you don’t now. Every property is different and with it comes different kinds of insurance policies to protect it.
Security Changes Everything
In and around Greenwood Lake, you’ll find gated communities. Some of these communities require you to go with a specific insurance provider or obtain a certain kind of insurance. Otherwise, the HOA won’t accept you. Other times, the gated community has tall fences and guards at checkpoints. This can reduce your insurance needs and costs as it reduces the chance of a break-in.