88 Windermere Ave
PO Box 1824
Greenwood Lake, NY 10925
When you are looking for life insurance, we are ready to help. When you get a life insurance quote from The Windermere Agency, you can rest assured that you will get the coverage you need without hassle. When you want to protect your dependents in the event of your untimely death, it’s time to sit down with one of our independent insurance brokers.
Many people choose a term life policy to cover their dependents. This type of policy is attractive to some buyers because it is affordable life insurance that can provide cash to your heirs if you pass away. The insurance coverage lasts for as long as the term you choose, and you pay a premium every month for the coverage. Once you decide to terminate the policy, there is no cash value to a term life insurance policy.
When you can afford a whole life policy to protect your heirs, this is an excellent option. A whole life policy has a higher monthly premium than a term life policy, but eventually the policy matures and it remains in effect throughout your life. You will get to stop making monthly payments and your life insurance coverage remains the same.
Another benefit of a whole life policy is that during the life of the policy, it accrues cash value. Within a few years, it’s even possible to borrow off of the cash value of the life insurance at lower rates than most private loans. Whole life policies are more expensive, but they have cash value at the end of the term.
You can purchase additional waivers, one of which covers your premium payments should you become disabled. To learn more, meet with one of our agents today.
Are you tired of getting the run around from your current insurance carrier? Do you get lost in phone menus and put on hold indefinitely? Is it necessary for you to contact a different company for each of your policies? At The Windermere Agency, we have the knowledge and expertise to handle all of your insurance needs. The best part is, your call is always answered by a real person, not a machine.
Personal and Commercial insurance coverages including Automobile, Homeowners, Renters, Boat/Watercraft, RV, Motorcycle, ATV/Snowmobile, General Liability, Property, Inland Marine, Umbrella, and Workers Compensation.