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The Windermere Agency

88 Windermere Ave
PO Box 1824
Greenwood Lake, NY 10925

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ATV/SnowMobile Insurance

ATV INSURANCE

We know your ATV is more than just a vehicle. It’s your ticket to to the outdoors and provides hours of fun exploring with family and friends.

Whether working around your property or having fun on the trail, it’s important to keep your ATV protected. While adding your ATV to your homeowners policy might seem like a simple solution, it might also leave you with some gaps in your coverage. At The Windermere Agency, we can help customize a policy that best meets your needs.

Available policy features and coverages:

  • Accessory Coverage - Choose Physical Damage coverage and get $3,000 of Accessory coverage included. That’s above and beyond what most insurance carriers offer. So if any of your ATV’s accessories – from headlights and winches to bumpers and more – are damaged during your ride, it will be replacedwith brand new equipment, all with no deductible or value depreciation to your items.
  • Liability Coverage - If you want more complete protection away from your home, you can get Bodily Injury and Physical Damage limits up to $500,000
  • Uninsured/Underinsured Motorist Coverage - Be covered in case you’re injured by an uninsured or underinsured motorist, on or off the road. Choose up to a $500,000 limit.
  • Medical Payments - Get reimbursed for necessary medical care following an accident, regardless of who’s at fault. Choose up to a $25,000 limit.
  • Transport Trailer Coverage - Cover the trailer you use to haul your ride to your favorite trail. Choose up to a $10,000 limit.
  • Disappearing Deductibles - Reduce your original deductible by 25% for each claim-free policy period.

SNOWMOBILE INSURANCE

You wait all year for the winter so you can hit the trails on your snowmobile. Adding a snowmobile to your homeowners policy may seem like the easiest way to cover it, but that could leave you with gaps in coverage – especially when you are riding off your property. At The Windermere Agency, we can help customize a policy that best meets your needs.

Available policy features and coverages:

  • Disappearing Deductibles – Reduce your original deductible by 25% for each claim-free policy period…. And after four claim-free policy periods, your deductible is $0.
  • Liability – For more complete protection away from your home, get Bodily Injury and Physical Damage limits up to $500,000.
  • Uninsured/Underinsured Motorist – Be covered in case an uninsured or underinsured rider injures you, on or off the road. Choose up to a $500,000 limit.
  • Medical Payments – Get reimbursed for necessary medical care following an accident, regardless of who’s at fault. Choose up to a $25,000 limit.
  • Transport Trailer – Cover the trailer you use to haul your ride to your favorite trail. Choose up to a $10,000 limit.
  • Accessory Coverage – Protection for your helmets, riding gloves, insulated jackets, and just about anything else that can get damaged during your ride.

Some ATV and Snowmobile policy premiums start as low as $75 per year and you can save even more with Homeowners, Multi Policy, Claim Free Renewal, and Paid In Full Discounts. Contact The Windermere Agency to learn more about these valuable coverages.

Unparalleled Service

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Are you tired of getting the run around from your current insurance carrier? Do you get lost in phone menus and put on hold indefinitely? Is it necessary for you to contact a different company for each of your policies? At The Windermere Agency, we have the knowledge and expertise to handle all of your insurance needs. The best part is, your call is always answered by a real person, not a machine.


Specialists In

Personal and Commercial insurance coverages including Automobile, Homeowners, Renters, Boat/Watercraft, RV, Motorcycle, ATV/Snowmobile, General Liability, Property, Inland Marine, Umbrella, and Workers Compensation.